Share Accounts

Your regular share account is opened automatically when you become a member! Your initial $5.00 deposit gives you membership to the credit union and must be maintained in your share account at all times. Additional deposits and withdrawals may be made at any time in any amount. There are no fees involved with this account and dividends are paid quarterly. Click here for further account disclosures.
Interest Rates

Additional Savings Accounts

You may consider opening separate savings accounts in order to put money away for that special something. These extra accounts pay the same interest rate as the regular share account. You can open an extra account by phone, It's Me 247 online banking or in person at the credit union main office. There are no added fees to open one of these accounts. Click here for further account disclosures.
Interest Rates

Hi-Yield Money Market Account

Our High-Yield Money Market Account offers the convenience of easy access to your funds and a higher rate for your money. The minimum required balance to open an account is $2000.00. This account earns daily interest and is paid monthly. You can withdraw from this account by check, ATM, or in person. Click here for further account disclosures.
Interest Rates

Vacation Account

This account helps you accumulate funds for vacations. Our Vacation Account pays the same interest as our regular share account. There are no minimum deposits required and you can withdraw the funds whenever needed. Click here for further account disclosures.
Interest Rates

Holiday Club Account

We all know that having enough money for the holidays is always on our minds. With a Holiday Club account you ease those worries. You can open the account at any time. Interest is paid at the end of the holiday club year (September 30) and funds are automatically deposited into your regular share account on October 1. Early withdrawal will close this account and forfeit interest. Click here for further account disclosures.
Interest Rates

Certificate of Deposit

FEDCom CU offers a wide variety of certificates of deposit. Enjoy higher yields on our certificate products.

* Certificates are offered in terms from 6 to 60 months.
* A minimum of $500.00 is all that is needed to open a certificate.
* Certificate interest may be paid monthly or at maturity.
* Interest can be paid back to the certificate or be placed in a separate savings account.

Rates can change at any time so be sure to check our Certificate of Deposit Rate page to get the most up-to-date rate.

Penalties apply for early withdrawal:

As a credit union depositor, you are entitled to the full interest rate as stated upon your Certificate of Deposit, providing you do not withdraw your funds earlier than the maturity date state. Should you find it necessary to withdraw your funds prior to the maturity date state, your accumulated interest and/or principal may be reduced in accordance with established penalties. Penalties for early withdrawal are based upon the term or length of time funds were to remain on deposit. Specific penalties for specific terms will be disclosed on your individual Certificate of Deposit.