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Share and Certificate of Deposit Rates
| Share Accounts |
| APR = Annual Percentage Rate; APY = Annual Percentage Yield |
| Rates are Subject to Change Daily |
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| Type of Account |
Term |
APR |
APY |
| Regular Share (Savings) |
Daily |
0.15% |
0.15% |
| Vacation Share Account |
Daily |
0.15% |
0.15% |
| Holiday Club Account 2012 |
Annual |
0.50% |
0.50% |
| IRA Share Account |
Daily |
0.50% |
0.50% |
| Health Savings Account |
Daily |
3.25% |
3.29% |
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| 1st Quarter Share Account Dividends Declared December 15, 2012. Minimum Balance Required to open a share account is $5.00; Minimum amount to earn dividends is $100.00. Fees may reduce earnings on savings accounts. Click here for full account disclosures. |
| High Yield Money Market Account |
| APR - Annual Percentage Rate; APY = Annual Percentage Yield |
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| Account Balance |
Term |
APR |
APY |
| $2000 - $19,999.99 |
Daily |
.35% |
.35% |
| $20,000 - $49,999.99 |
Daily |
.45% |
.45% |
| $50,000 and over |
Daily |
.60% |
.60% |
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| Rates are effective February 1, 2012. Rates are subject to change daily. $2000 Minimum balance required to keep account open. Fees may reduce earnings on savings accounts. Click here for full account disclosures. |
| Certificate of Deposit Rates (Includes IRA CD's) |
| APR = Annual Percentage Rate; AYP = Annual Percentage Yield |
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| Amount |
Term |
APR |
APY |
| $500 Minimum purchase for all CD terms. |
6 months |
.30% |
.30% |
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12 months |
.40% |
.40% |
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18 months |
.45% |
.45% |
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24 months |
.60% |
.60% |
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30 months |
.70% |
.70% |
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36 months |
.80% |
.80% |
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48 months |
.99% |
.99% |
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60 months |
1.24% |
1.25% |
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Kid's Club CD - Min Bal $100;
Max Bal $500. Non-Renewable |
3 Months |
.99% |
1.00% |
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| CD Rates are effective February 1, 2012. Rates are subject to change daily. Fees may reduce earnings on savings accounts. |
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| As a credit union depositor, you are entitled to the full interest rate as stated upon your Certificate of Deposit, providing you do not withdraw your funds earlier than the maturity date stated on your certificate. Should you find it necessary to withdraw your funds prior to the maturity date stated, your accumulated interest and/or principal may be reduced in accordance with established penalties. Penalties for early withdrawal are based upon the term or length of time the funds were to remain on deposit. Specific penalties for specific terms will be disclosed on your individual certificate of deposit. |
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©FEDCom Credit Union
www.fedcomcu.com
Last Updated:
February 1, 2012
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