Share and Certificate of Deposit Account Rates
Share Accounts |
| APR = Annual Percentage Rate; APY = Annual Percentage Yield |
| Rates are Subject to Change Daily. |
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| Type of Account |
Term |
APR |
APY |
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| Regular Share (Savings) |
Daily |
0.50% |
0.50% |
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| Vacation Share Account |
Daily |
0.50% |
0.50% |
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| Holiday Account 2008 |
Annual |
2.50% |
2.50% |
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| IRA Share Account |
Daily |
2.00% |
2.02% |
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| Health Savings Account |
Quarterly |
3.25% |
3.29% |
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| Share Account Dividends Declared as of March 31, 2008. Minimum balance required to open a share account is $5.00; Minimum amount to earn dividends is $100.00. Click Here for full account disclosures. |
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Hi-Yield Money Market Account |
| APR = Annual Percentage Rate; APY = Annual Percentage Yield |
| Rates are effective May 1, 2008. Rates are subject to change daily. |
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| Account Balance |
Term |
APR |
APY |
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| $2000 - $9,999.99 |
Daily |
0.99% |
1.00% |
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| $10,000 - $24,999.99 |
Daily |
1.24% |
1.25% |
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| $25,000 - $74,999.99 |
Daily |
1.49% |
1.50% |
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| $75,000 and Over |
Daily |
1.74% |
1.75% |
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| $2000 Minimum balance required to keep account open. Click here for full account disclosures. |
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Certificate of Deposit Rates (Includes IRA CD's) |
| APR = Annual Percentage Rate; APY = Annual Percentage Yield; Rates are subject to change daily. |
| CD Rates are effective May 1, 2008. |
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| Amount |
Term |
APR |
APY |
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| $500 minimum purchase for all CD terms. |
6 Months |
1.98% |
2.00% |
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12 Months |
2.18% |
2.20% |
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18 Months |
2.18% |
2.20% |
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24 Months |
2.23% |
2.25% |
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30 Months |
2.47% |
2.50% |
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36 Months |
2.72% |
2.75% |
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48 Months |
2.96% |
3.00% |
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60 Months |
3.44% |
3.50% |
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| As a credit union depositor, you are entitled to the full interest rate as stated upon your Certificate of Deposit, providing you do not withdraw your funds earlier than the maturity date stated on your certificate. Should you find it necessary to withdraw your funds prior to the maturity date stated, your accumulated interest and/or principal may be reduced in accourance with established penalties. Penalties for early withdrawal are based upon the term or length of time the funds were to remain on deposit. Specific penalties for specific terms will be disclosed on your individual certificate of deposit. |
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