Member Rewards
Our Philosophy is simple: The more you use – the more you get!
At FEDCom CU we are always looking for ways to give you more for your money! Now the more you do with us, the more rewards you get. For every product and service you use with us, you will earn points.
On the last day of the month your points are totaled and your reward level is determined for the next month. Your reward level will appear on your monthly statement so you will always know what level you are at.
Do you want to be a Diamond? Contact us and find out how we can help you earn more rewards
Basic Level
Point Total 0 - 99
| Free Checking |
Free Online Banking |
| Free Audio Banking |
No Fee Check Cashing |
| Free Starter Checks |
Free Notary Service |
| 2 Free Phone Transfers |
No Fee Debit Usage when you sign for your Transaction |
| *Free Line of Credit Overdraft Transfers |
Free Online Bill Pay |
Ruby Level
Point Total 100-199
| Free Online Bill Pay |
Free Audio Banking |
| Free Internet Banking |
Free Starter Checks |
| Free Notary Service |
Free History Printouts |
| 2 Free Phone Transfers |
No Fee Debit Usage when you sign for your Transaction |
| *Free Line of Credit Overdraft Transfers |
No Fee Check Cashing |
Emerald Level
Point Total 200 - 299
| Free Online Bill Pay |
2 Free ATM Transactions** |
| Free Audio Banking |
Free Internet Banking |
| Free History Printouts |
Free Notary Service |
| Free Money Orders |
Free Travelers Checks |
| Free Starter Checks |
2 Free Phone Transfers |
| No Fee Debit Usage when you sign for your Transaction |
*Free Line of Credit Overdraft Transfers |
| No Fee Check Cashing |
|
Diamond Level
Point Total 300+
| Free Checking |
Free Online Bill Pay |
| 4 Free ATM Transactions** |
Unlimited Free Phone Transfers |
| Free Cashiers Checks |
Free Audio Banking |
| Free Internet Banking |
Free Starter Checks |
| Free Notary Service |
Free History Printouts |
| Free Travelers Checks |
Free Money Orders |
| No Fee Debit Usage when you sign for your Transaction |
No Fee Check Cashing |
| *Free Line of Credit Overdraft Transfers |
|
*Must have Line of Credit to Qualify. Daily interest applies.
** Transactions include withdrawals, transfers and inquiries
Point Scale
Credit Union Service |
Points |
| Holiday Club Savings Account |
25 |
| Vacation Club Savings Account |
25 |
| Non-IRA Certificate Products |
25 |
| Savings or Loan Aggregate Balance from up to $1,999 |
25 |
| Loan Payments via Automatic Funds Transfer |
25 |
| Checking Account |
50 |
| IRA Share and Certificate Products |
50 |
| High Yield Money Market Account |
50 |
| Savings or Loan Aggregate Balance from $2000 to $9999 |
50 |
| Other Loans (no Home Equity or Mortgage) |
50 |
| ATM - Active |
50 |
| FEDCom CU Visa Credit Card |
50 |
| Audio Banking - Active |
50 |
| Internet Banking - Active |
50 |
| Direct Deposits of at least $300 per month |
50 |
| Savings or Loan Aggregate Balance from $10,000 to $29,999 |
75 |
| Home Equity Loans |
75 |
| Debit Card - Active |
75 |
| Savings or Loan Aggregate Balance from $30,000 to $49,999 |
100 |
| Mortgage Loans |
100 |
| Savings or Loan Aggregate Balance from $50,000 to $999,999.99 |
125 |
| Any Savings Account with Negative Balance |
-100 |
| Any Loan 2 or more months delinquent |
-100 |
|
